O comportamento brasileiro na pandemia quanto à educação financeira

Abstract

Financial education is relevant so that individuals can make their own financial decisions. It is related to financial citizenship where the individual has to control their own finances, plan and save money. This article has the general objective of presenting the impacts of the Covid-19 pandemic on Brazilian behavior towards financial citizenship and through changes in the behavior of financial resources. The research is classified as documentary, qualitative and with bibliographical survey. The related study contributes to understanding the factors that influence financial resources during a pandemic. The results indicate, in the comparison of the federative units, that the Federal District is in the first position regarding the Financial Inclusion Index (FII) and the Financial Education Index (FEI). There was a predominance of states in the South and Southeast regions with the best rates, to the detriment of the North region with the states in the last positions, being presented with the impact of covid-19 and demonstrating the financial resources most used by the population during the pandemic. The main contributions of the study were to make it possible to understand the individual's financial education and to learn about the changes in financial resources during the pandemic situation, reporting regional differences and the worsening of the situation in some of the most vulnerable regions. It also showed the importance of quick, assertive government action to reverse, or at least minimize, the global financial calamity that resulted from the pandemic.