Análise de desempenho dos bancos digitais no período de 2017 a 2019

Abstract

This research aims to analyze, through a three-year sample, the performance of four digital banks through financial indicators, such as: Earnings per share, return on equity, return on investment, market value per equity value and capital structure. This study clarifies to the reader, concepts such as fintechs and financial indicators, demonstrating the results through formulas, tables and graphs built by a business intelligence tool denominated Google Analytics. Finally, it became possible to understand that each of the analyzed corporations adopted different strategies to remain in the market and be competitive, resulting in a division of the four banks into three groups. Agibank and Banco Inter grew and remained stable, Banco Original recovered and remained stable and Nubank grew, but presented a loss.