O nível de educação financeira e finanças pessoais dos alunos da Universidade Federal De Uberlândia - MG

Abstract

The main objective of this study was to identify and analyze the level of financial education and personal finance of undergraduate students of a public educational institution taking into consideration some financial concepts and the execution of financial planning. The research, regarding the end, is characterized as quantitative and descriptive. In relation to the environment, it is characterized as a bibliography using structured questionnaires and using statistical analysis. The results showed that the level of financial education of the students is regular and that the main deficiencies of the interviewees in this area are: personal investments, the search for information about money management, financial planning, financial reserves and rescue and retirement. Regarding the level of indebtedness, it was verified that the students, in the majority, were little indebted, according to the result found in the questionnaires. It was concluded that the greater knowledge of financial education influences the condition of lower levels of indebtedness, but this knowledge does not exclude the possibility of contracting debt. In view of the above, the students present a need for greater knowledge in financial education, personal finance. It is hoped that this article will highlight the importance of Financial Education, knowing that it can make people's lives better, using this tool to be able to better manage the use of money at all times of life.