Uma análise bibliográfica sobre a influência da educação financeira nos hábitos de crianças e jovens

Abstract

Financial Education (FE) inserted in the school context encourages conscious consumption. This provides the opportunity to know, handle and use money properly. The objective of this work is to analyze, through a bibliographical research, the aspects that PE provides in the habits and attitudes of children and young people's lives. For this purpose, a bibliographical review was carried out, with a search in the databases of the Capes Periodicals Portal and Scientific Electronic Library Online, selecting 15 records indexed in the last ten years. In the results, it was noticed that the highest publication rate 4 (26.6%) was in the year 2021. Most studies 6 (40%) were action research, in which projects were developed with students, seeking to reconcile the practice everyday life to school teachings, with the presentation of problems to be solved. It is noticed that the South and Southeast regions of Brazil are the ones with the most studies about PE, totaling 9 (60%) articles. The insertion of PE is still very flawed and is mainly related to the lack of didactics to develop the theme in a light way and in accessible language. Therefore, this study made it possible to know that among the aspects that Financial Education provides in the habits and attitudes of children and young people's lives is the possibility of carrying out financial planning, resource management and domestic administration. It was also noticed that many institutions still adhere to Financial Education to the basic concepts of mathematics, which distances theory from practice, discouraging students from teaching and learning PE.