Perfil de educação financeira dos docentes de graduação e pós-graduação das universidades públicas brasileiras

Abstract

This study aims to identify whether social, demographic and socioeconomic factors affects the perception and the real level of financial education of graduate and postgraduate teachers in public institutions of higher education in Brazil. To obtain data, an online questionnaire was applied, with statements that measures the respondents' perception and real knowledge about financial literacy. 549 valid responses were received, which underwent statistical tests and linear regression. The main results found were: 1) teachers underestimate their knowledge of financial education; 2) and social, demographic and socioeconomic factors affect the level of perceived and real knowlege on financial literacy, such as gender, age, having children and income. The fact of having a degree in business area was also seen as a factor that positively affects teachers financial literacy. This study contributes to identify the variables that affects teachers financial literacy, so that it is possible to apply measures that helps improve the financeial literacy capacity of teachers, who are valuable transmitters of knowledge. It can help educational institutions to focus on the points that need more attention to better train teachers.