Publicação: Educação financeira no orçamento doméstico: uma revisão bibliográfica sobre os principais aspectos que impactam as famílias brasileiras a partir da produção acadêmica na Região do Triângulo Mineiro
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CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS, CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS, CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS, CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS
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Lidar com as financias pessoais é um desafio para todos os brasileiros, atualmente cerca de 70
milhões de brasileiros estão inadimplentes em algum sistema de crédito, com isso se faz
necessário tentar entender como o brasileiro vem lidando com a questão orçamentária
principalmente no âmbito familiar. Portanto o objetivo deste trabalho foi elaborar uma revisão
da literatura sobre a educação financeira no orçamento familiar brasileiro, apontando as
principais contribuições e discussões tratadas sobre o tema, na literatura em questão. Adotouse
uma abordagem de pesquisa qualitativa, do tipo exploratória e descritiva, sendo a primeira
para levantamento bibliográfico num contexto de exploração e a segunda para análise da
produção acadêmica sobre o tema e suas contribuições. O trabalho não se limitou a discutir
somente os aspectos de trabalhos de uma mesma temática, mas expandiu sua análise para as
interações que podem existir entre trabalhos que abordam óticas distintas, sobre a educação
financeira no orçamento doméstico. Apurou-se que a educação financeira é essencial para
promover uma gestão adequada das finanças pessoais, prevenir o endividamento e garantir a
estabilidade financeira. É importante que governos, empresas e instituições financeiras
invistam em programas de educação financeira e conscientização para ajudar as pessoas a
tomar decisões financeiras mais conscientes e informadas.
Abstract
The objective of this work was to elaborate a review of the literature on financial education in
the Brazilian family budget, pointing out the main contributions and discussions dealt with on
the subject, in the literature in question. A qualitative research approach was adopted, of the
exploratory and descriptive type, the first being for a bibliographic survey in an exploration
context and the second for analyzing the academic production on the subject and its
contributions. The work was not limited to discussing only the aspects of works on the same
theme, but expanded its analysis to the interactions that may exist between works that address
different perspectives, on financial education in the household budget. It was found that
financial education is essential to promote proper management of personal finances, prevent
debt and ensure financial stability. It is important that governments, companies and financial
institutions invest in financial education and awareness programs to help people make more
aware and informed financial decisions.
Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
The objective of this work was to elaborate a review of the literature on financial education in the Brazilian family budget, pointing out the main contributions and discussions dealt with on the subject, in the literature in question. A qualitative research approach was adopted, of the exploratory and descriptive type, the first being for a bibliographic survey in an exploration context and the second for analyzing the academic production on the subject and its contributions. The work was not limited to discussing only the aspects of works on the same theme, but expanded its analysis to the interactions that may exist between works that address different perspectives, on financial education in the household budget. It was found that financial education is essential to promote proper management of personal finances, prevent debt and ensure financial stability. It is important that governments, companies and financial institutions invest in financial education and awareness programs to help people make more aware and informed financial decisions. Keywords: Financial education; Family budget;
Palavras-chave
Educação financeira, Orçamento familiar, Endividamento, Financial education, Family budget, Indebtedness
Citação
ROCHA, Pedro Henrique Silva. Educação financeira no orçamento doméstico: uma revisão bibliográfica sobre os
principais aspectos que impactam as famílias brasileiras a partir da produção acadêmica na Região do Triângulo Mineiro. 2022. 20 f. Trabalho de Conclusão de Curso (Graduação em Estatística) – Universidade Federal de Uberlândia, Uberlândia, 2023.